@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@500;600;700;800&display=swap');

:root{
  --ink:#101828;--muted:#5f6b7a;--navy:#0f1f3d;--navy-2:#1a3260;--accent:#ffb020;--green:#16a34a;--red:#dc2626;--amber:#d97706;
  --bg:#f6f7fb;--line:#e3e7ee;--white:#fff;--radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 'DM Sans',system-ui,sans-serif}
a{color:inherit;text-decoration:none}
button,input,select{font:inherit}
button{cursor:pointer}
h1,h2,h3{font-family:Manrope,system-ui,sans-serif;line-height:1.15;letter-spacing:-.03em;margin:0 0 16px}
h1{font-size:52px;font-weight:800}
h2{font-size:34px;font-weight:700}
h3{font-size:19px;font-weight:700}
p{margin:0 0 18px}
em{font-style:normal;color:var(--accent)}
[hidden]{display:none!important}
.container{max-width:1180px;padding:0 24px;margin:auto}
.skip{position:fixed;left:20px;top:-100px;background:#fff;padding:10px;z-index:100}.skip:focus{top:10px}
.eyebrow{font-size:11px;font-weight:700;letter-spacing:.15em;display:block;margin-bottom:18px;color:var(--muted)}
.eyebrow i{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--accent);margin-right:7px}
.micro{font-size:12px;color:var(--muted)}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--accent);outline-offset:3px}

/* header */
.site-header{max-width:1228px;margin:auto;min-height:84px;padding:18px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;font-family:Manrope,sans-serif;font-size:20px;font-weight:800;letter-spacing:-.04em;white-space:nowrap}
.brand>span:last-child{font-weight:500}
.brand-icon{display:grid;place-items:center;width:36px;height:36px;margin-right:10px;border-radius:10px;background:var(--navy);color:var(--accent);font:22px/1 Manrope,sans-serif}
.site-header nav{display:flex;align-items:center;gap:26px;font-size:14px;font-weight:600}
.site-header nav a:hover{color:var(--navy-2)}
.button{border:1px solid transparent;border-radius:10px;background:var(--navy);color:#fff;min-height:48px;padding:12px 22px;display:inline-flex;align-items:center;justify-content:center;gap:10px;font-weight:700;font-size:14px;transition:background .15s}
.button:hover{background:var(--navy-2)}
.button.small{min-height:40px;padding:8px 16px}
.button.secondary{background:#fff;border-color:var(--line);color:var(--ink)}
.button.secondary:hover{background:#f0f2f7}
.link{background:none;border:0;padding:0;color:var(--navy-2);font-weight:600;font-size:13px;text-decoration:underline}

/* hero */
.hero{text-align:center;padding:40px 24px 28px;max-width:820px}
.hero h1{font-size:60px;letter-spacing:-.045em;margin-bottom:18px}
.hero h1 em{color:var(--accent)}
.hero p{color:var(--muted);font-size:17px;max-width:640px;margin:auto}

/* calculadora */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.calc{padding:0;overflow:hidden;box-shadow:0 20px 60px #0f1f3d12}
.plat-tabs{display:flex;background:var(--navy);padding:8px;gap:6px}
.plat-tabs button{flex:1;border:0;background:transparent;color:#b9c4d8;padding:12px 10px;border-radius:10px;font-weight:700;font-size:14px;transition:all .15s}
.plat-tabs button:hover{color:#fff}
.plat-tabs button[aria-selected=true]{background:#fff;color:var(--navy)}
.plat-tabs .cmp-tab[aria-selected=true]{background:var(--accent);color:var(--navy)}
.calc-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:0}
.inputs{padding:28px;border-right:1px solid var(--line)}
.inputs h2{font-size:17px;margin-bottom:14px}
.output{padding:28px;background:#fafbfd}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:12px 14px}
.fields .span2{grid-column:1/-1}
label{display:block;font-size:12.5px;font-weight:600;margin:0 0 6px;color:#344054}
input,select{border:1px solid #d5dbe5;border-radius:9px;background:#fff;color:var(--ink);padding:11px 12px;width:100%;outline:none;font-size:15px;min-width:0}
input:focus,select:focus{border-color:var(--navy-2);box-shadow:0 0 0 3px #1a326014}
input::placeholder{color:#a0a8b5}
.hint{display:inline-grid;place-items:center;width:16px;height:16px;border-radius:50%;background:#e8ecf3;color:#475467;font-size:10px;font-weight:700;cursor:help;vertical-align:1px}
.more{margin-top:16px;border-top:1px solid var(--line);padding-top:12px}
.more summary{cursor:pointer;font-size:13px;font-weight:700;color:var(--navy-2);margin-bottom:12px;list-style:none}
.more summary:before{content:'▸ ';font-size:11px}
.more[open] summary:before{content:'▾ '}
.plat-box{border:1px solid var(--line);border-radius:12px;padding:14px 16px 16px;margin:18px 0 0}
.plat-box legend{font-size:11px;font-weight:700;letter-spacing:.12em;color:var(--muted);padding:0 6px}
.plat-box .fields{margin-top:6px}
.check{display:flex;align-items:flex-start;gap:10px;font-weight:500;font-size:13.5px;margin:8px 0;color:var(--ink)}
.check input{width:18px;height:18px;margin:2px 0 0;flex-shrink:0;accent-color:var(--navy)}
.check small{color:var(--muted)}
.form-actions{display:flex;gap:10px;margin-top:22px}

/* resultado */
.empty{text-align:center;padding:60px 20px;color:var(--muted)}
.empty span{font-size:44px;display:block;margin-bottom:14px}
.empty p{max-width:320px;margin:auto;font-size:14px}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px}
.kpi{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.kpi span{font-size:11.5px;color:var(--muted);font-weight:600;display:block}
.kpi strong{display:block;font:800 24px/1.2 Manrope,sans-serif;letter-spacing:-.03em;margin:6px 0 2px;color:var(--navy)}
.kpi small{font-size:11px;color:var(--muted)}
.kpi.pos strong{color:var(--green)}
.kpi.warn strong{color:var(--amber)}
.kpi.neg strong{color:var(--red)}
.bar{display:flex;height:12px;border-radius:8px;overflow:hidden;background:#e8ecf3;margin:6px 0 34px;position:relative}
.bar i{display:block;height:100%}
.bar .legend{position:absolute;top:18px;left:0;display:flex;flex-wrap:wrap;gap:4px 14px;font-size:11px;color:var(--muted)}
.bar .legend b{display:inline-block;width:9px;height:9px;border-radius:2px;margin-right:5px;vertical-align:-1px}
.c1{background:#0f1f3d}.c2{background:#5b7bb5}.c3{background:#9db0d6}.c4{background:#c9d3e8}.c5{background:var(--green)}
.breakdown{width:100%;border-collapse:collapse;font-size:13.5px;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.breakdown td{padding:9px 14px;border-bottom:1px solid #eef1f6}
.breakdown td:last-child{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.breakdown tr.top td,.breakdown tr.sub td{font-weight:700;background:#f7f9fc}
.breakdown tr.total td{font-weight:800;font-size:15px;border-bottom:0;background:#f7f9fc}
.breakdown tr.total.pos td:last-child{color:var(--green)}
.breakdown tr.total.warn td:last-child{color:var(--amber)}
.breakdown tr.total.neg td:last-child{color:var(--red)}
.alerts{list-style:none;padding:0;margin:14px 0 0;display:grid;gap:8px}
.alerts li{background:#fff7e6;border:1px solid #ffe3a8;color:#7a4b00;border-radius:10px;padding:10px 12px;font-size:13px}
.alerts li:before{content:'💡 '}

/* reverso */
.reverso{margin-top:24px;padding:18px;border:1px dashed #c7cfdd;border-radius:12px;background:#fff}
.reverso h3{font-size:15px;margin-bottom:10px}
.rev-row{display:flex;align-items:center;gap:8px;flex-wrap:wrap;font-size:14px;font-weight:600}
.rev-row select{width:auto}
.rev-row input{width:120px}
.rev-out{margin:12px 0 0;font-size:14px}
.rev-out strong{font-size:20px;color:var(--navy);font-family:Manrope,sans-serif}
.rev-out small{color:var(--muted)}

/* e se */
#ese h3{font-size:15px;margin:26px 0 10px}
.ese{width:100%;border-collapse:collapse;font-size:13px;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.ese th{font-size:10.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);background:#f7f9fc;text-align:right;padding:8px 12px}
.ese th:first-child,.ese td:first-child{text-align:left}
.ese td{padding:8px 12px;border-top:1px solid #eef1f6;text-align:right;font-variant-numeric:tabular-nums}
.ese tr.atual td{background:#fff7e6;font-weight:700}

/* comparar */
.compare{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:12px}
.cmp{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px;position:relative}
.cmp.best{border-color:var(--green);box-shadow:0 0 0 3px #16a34a1a}
.cmp h3{font-size:15px;margin-bottom:12px;display:flex;justify-content:space-between;align-items:center}
.cmp h3 em{font-size:10px;letter-spacing:.1em;text-transform:uppercase;background:var(--green);color:#fff;padding:3px 8px;border-radius:20px}
.cmp-kpi{margin-bottom:10px}
.cmp-kpi span{display:block;font-size:11px;color:var(--muted);font-weight:600}
.cmp-kpi b{font:700 16px Manrope,sans-serif;color:var(--navy)}
.cmp-kpi small{font-size:11px;color:var(--muted);margin-left:6px}
.cmp-kpi.big b{font-size:24px;color:var(--green)}
.cmp-kpi.big.neg b{color:var(--red)}
.cmp ul{list-style:none;padding:12px 0 0;margin:0;border-top:1px solid #eef1f6;font-size:12px;color:var(--muted)}
.cmp li{padding:3px 0}
.cmp li b{color:var(--ink);font-weight:600}
#vigencia{padding:12px 28px;border-top:1px solid var(--line);margin:0;background:#fff}
.toast{position:fixed;bottom:24px;left:50%;transform:translateX(-50%);background:var(--navy);color:#fff;padding:14px 22px;border-radius:12px;z-index:99;font-size:14px}

/* seções */
.section{padding-top:80px;padding-bottom:40px}
.section-heading{display:grid;grid-template-columns:1.4fr 1fr;align-items:end;margin-bottom:8px}
.section-heading .eyebrow{grid-column:1/-1}
.section-heading p{color:var(--muted);font-size:14px;justify-self:end}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin-top:28px}
.steps article{border-top:1px solid #cfd6e2;padding-top:20px}
.step-number{font:600 13px monospace;display:block;color:var(--muted);margin-bottom:22px}
.steps p{font-size:14px;color:var(--muted);max-width:300px}
.taxas-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}
.taxas .card{padding:22px}
.taxas h3{display:flex;justify-content:space-between;align-items:baseline;font-size:17px}
.taxas h3 small{font-size:11px;color:var(--muted);font-weight:600}
.taxas table{width:100%;border-collapse:collapse;font-size:13px;margin-bottom:12px}
.taxas th{text-align:left;font-size:10.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);padding:6px 0;border-bottom:1px solid var(--line)}
.taxas td{padding:7px 0;border-bottom:1px solid #eef1f6}
.taxas .card>small{font-size:12px;color:var(--muted);line-height:1.5;display:block}
.faq{max-width:860px}
.faq h2{margin-bottom:24px}
.faq details{border-bottom:1px solid var(--line);padding:16px 0}
.faq summary{cursor:pointer;list-style:none;font-weight:700;font-size:15px}
.faq summary:after{content:'+';float:right;font-size:22px;font-weight:400;line-height:1}
.faq details[open] summary:after{content:'−'}
.faq details p{margin:12px 24px 0 0;color:var(--muted);font-size:14px}
.crosssell{display:flex;align-items:center;justify-content:space-between;gap:35px;padding:30px 34px;margin:40px 0 60px}
.crosssell h3{font-size:21px;margin:0 0 8px;max-width:560px}
.crosssell p{margin:0;font-size:14px;color:var(--muted)}
.crosssell .button{flex-shrink:0}

footer{border-top:1px solid var(--line);max-width:1180px;margin:auto;padding:32px 24px;display:flex;gap:24px;align-items:center;flex-wrap:wrap}
footer .brand{font-size:16px}
footer .brand-icon{width:28px;height:28px;font-size:18px}
footer p,footer small{font-size:11px;color:var(--muted);margin:0}
footer div{display:flex;gap:20px;margin-left:auto;font-size:12px;flex-wrap:wrap;row-gap:8px}
footer small{width:100%;padding-top:10px}

/* responsivo */
@media(max-width:1000px){
  .calc-grid{grid-template-columns:1fr}
  .inputs{border-right:0;border-bottom:1px solid var(--line)}
  .hero h1{font-size:48px}
  .compare{grid-template-columns:1fr}
  .taxas-grid{grid-template-columns:1fr}
  .steps{gap:26px}
}
@media(max-width:640px){
  .container{padding-left:16px;padding-right:16px}
  .site-header{padding:14px 16px;min-height:70px}
  .site-header nav{gap:14px;font-size:12px}
  .site-header nav a:not(.button){display:none}
  .hero{padding:24px 16px 18px}
  .hero h1{font-size:36px}
  .hero p{font-size:15px}
  .plat-tabs{flex-wrap:wrap}
  .plat-tabs button{flex:1 1 45%;padding:10px 6px;font-size:13px}
  .inputs,.output{padding:18px}
  .fields{grid-template-columns:1fr}
  .kpis{grid-template-columns:1fr 1fr}
  .kpi:first-child{grid-column:1/-1}
  .kpi strong{font-size:22px}
  .bar{margin-bottom:44px}
  .steps{grid-template-columns:1fr}
  .steps p{max-width:none}
  .section{padding-top:50px;padding-bottom:20px}
  .section-heading{display:block}
  .section-heading p{margin-top:12px;font-size:13px}
  h2{font-size:28px}
  .crosssell{display:block;padding:24px;margin:30px 0 40px}
  .crosssell .button{margin-top:18px;display:flex}
  footer div{width:100%;margin:0}
  #vigencia{padding:12px 18px}
  input,select{font-size:16px}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* ajustes finos */
.cmp-kpi.big b{white-space:nowrap;font-size:22px}
.ese-wrap,.breakdown-wrap{overflow-x:auto}
@media(max-width:640px){
  .ese{font-size:11.5px}.ese th,.ese td{padding:7px 6px}
  .breakdown{font-size:13px}.breakdown td{padding:8px 10px}
  .kpi strong{font-size:20px}
}
.taxas .card>small a{color:var(--navy-2);text-decoration:underline}

/* banner de cookies */
.cookie-banner{position:fixed;left:16px;right:16px;bottom:16px;max-width:760px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 20px 50px #0f1f3d26;padding:18px 20px;display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center;z-index:98;font-size:14px}
.cookie-banner b{display:block;margin-bottom:4px}
.cookie-banner p{margin:0;font-size:13px;color:var(--muted)}
.cookie-banner a{color:var(--navy-2);text-decoration:underline}
.cookie-actions{display:flex;gap:8px}
.cookie-actions button{border-radius:9px;padding:10px 16px;font-weight:700;font-size:13px;cursor:pointer}
.cookie-reject{background:#fff;color:var(--navy);border:1px solid var(--line)}
.cookie-accept{background:var(--navy);color:#fff;border:1px solid var(--navy)}
footer .cookie-settings{color:var(--navy-2);text-decoration:underline}
@media(max-width:640px){.cookie-banner{grid-template-columns:1fr;bottom:10px}.cookie-actions button{flex:1}}